
Single-family homes across Ottawa can legally become 8-unit apartment buildings—without rezoning, without lengthy approvals.
Most investors have no idea this opportunity exists. The ones who do are quietly building wealth while the market sleeps.
What Changed?
In January 2026, Ottawa is proposing new zoning changes. Properties that could only have one or two units can now legally accommodate three to four units as-of-right.
Development charges for projects under ten units? Reduced or eliminated—savings of $40,000+ per unit.
Ottawa's new "N-zones" (N1-N6) allow dramatically increased density. N3 and N4 properties can accommodate 6-12 units. Properties on major corridors like Bank Street, Somerset, or Bronson can develop 8-10 unit buildings.
Single-family homes across Ottawa can legally become 8-unit apartment buildings
The Market Hasn't Caught Up
Here's the opportunity: properties are still priced based on old zoning rules.
Single-family homes in Hintonburg list for $700,000-$800,000—priced as houses. But that same property could legally convert into an 8-unit building. The market is pricing houses that are actually small apartment buildings.
The Bottom Line
Favorable zoning plus underpriced properties plus strong rental demand equals exceptional returns for informed investors.
Single-family homes across Ottawa could become 4, 6, 8, or 10-unit income properties. The financing exists to make it happen with less capital than you think.
Ready to learn more? Module 2 reveals exactly which properties to target and the criteria we use when evaluating investment opportunities.
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